Funding 365

Funding 365 is an award-winning property finance lender providing bridging, development and specialist BTL loans secured against properties across England, Wales and Northern Ireland.

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2013

Established

60m

Max term

100k - 10m

Min/Max Loan

1st

Charges

One of the key benefits of bridging finance is that it is incredibly flexible; short-term loans can be used for any number of applications, and it permits borrowers to operate quickly and decisively. Funding 365 are one of the lenders in this field who specialise in high-value loans at a fair price, and emphasise their commitment to honesty and transparency. The fee structure of a Funding 365 loan is very simple, and they discard many of the hidden charges associated with many other lenders; they offer rebated interest on early repayments and work with their clients to find the best possible solution.

Funding 365 specialise in bespoke, unregulated loans for up to 5 years secured against a wide range of properties across England, Wales and Northern Ireland. Funding 365 provide loans up to £5 million+ and up to 75% LTV and interest rates start at 0.74% per month flat and 0.49% per month stepped. With principal-led funding and a focus on exceptional service, Funding 365 deliver transparent loans with highly competitive rates at a speed that cannot be beaten.

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Funding 365
1-2 Paris Garden
London
SE1 8ND

+44 800 689 0650

funding-365.com

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Frequently asked questions

What is a bridging loan?

A bridging loan is a short-term loan secured against property. It allows you or your business to “bridge a gap” until either longer-term finance can be arranged, or the underlying security or other assets can be sold.

What can I use a bridging loan for?

Bridging loans can be used for a wide variety of purposes. Perhaps the most common purpose is to allow you to buy a new home or business premises before you have sold your existing property. They can also be used by investors to buy property at auction, landlords to acquire buy-to-lets, developers to acquire and renovate properties and businesses to raise working capital. There are a myriad of different uses and Bridging.com can help to find the best loan for you.

How much can I borrow?

Loans generally range from £10,000 to £50M with smaller or larger amounts provided on an exceptional basis. The value and equity within the property or properties you are securing against will determine how much you can borrow. The maximum loan to value (LTV) currently offered by most lenders ranges between 65-80%

What rates can I expect to pay on a bridging loan?

In general most bridging loans will fall between 0.5% and 1.5% per month although occasionally they can be either slightly cheaper or slightly more expensive. Each loan is priced on risk with particular attention paid to the property, its location and the strength of your exit strategy.

How do I apply for a bridging loan?

Bridging.com can help you secure a bridging loan tailored to your own unique circumstances in a matter of days. We can guide you through the entire process from initial enquiry to funds being released in the shortest possible timeframe.

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