Hope Capital

Hope Capital are a highly flexible principal lender, and are able to meet the many different requirements of clients who require bridging finance.

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2011

Established

18m

Max term

100k - 5m

Min/Max Loan

1st & 2nd

Charges

Hope Capital provide bridging, refurbishment & development and specialist loans across residential, semi-commercial and commercial deals throughout England, Wales, and Scotland. Their fixed rates start from as little as 0.85%, with a maximum 75% LTV, on loans up to £5m.

With over a decade in experience, Hope Capital provide a standard bridge option up to 18 months, as well as a 12-month bridge plus as 24-month term solution if required.

Their Relationships Go Beyond Lending, and their team prides themselves on being quick, flexible, specialist and transparent. In a nutshell, Hope Capital stand out in the crowded bridging finance marketplace via their unparalleled offering:

  • Hope Guarantee - Rates are fixed for the duration of the loan term
  • LTV - Up to 75% LTV
  • Competitive rates - From 0.85 %
  • Range of valuation types - Including AVM/desktop valuations
  • Loan size - £100k-£5m
  • No upfront legal undertaking - On residential properties, up to £500k loan size
  • 100% funding - Available with additional security via either 1st or 2nd charge
  • No credit scoring - Decisions are based on individual merits
  • Flexible payment options - Deducted or serviced, and part & part
  • Applicant - UK, foreign nationals, ex-pats, individuals, Ltd companies, experienced and inexperienced developers
  • Arrangement Fee - Flexible options available
  • Enquiry – Aim to respond the same day
  • AIP & Formal Terms – Issued extremely quickly
  • Underwriter - Direct access to a decision maker

Whether your client is looking for a standard bridge or something which can assist with a more complex or specialist case, Hope Capital’s experienced team will go the extra mile to deliver a solution.

Meet the team

Your key contacts at Hope Capital

Latest news from Hope Capital

Contact Hope Capital

Hope Capital
Alaska House
No 1 Atlantic Park
Dunnings Bridge Road
Liverpool
L30 4AB

+44 151 523 5998

hope-capital.co.uk

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Frequently asked questions

What is a bridging loan?

A bridging loan is a short-term loan secured against property. It allows you or your business to “bridge a gap” until either longer-term finance can be arranged, or the underlying security or other assets can be sold.

What can I use a bridging loan for?

Bridging loans can be used for a wide variety of purposes. Perhaps the most common purpose is to allow you to buy a new home or business premises before you have sold your existing property. They can also be used by investors to buy property at auction, landlords to acquire buy-to-lets, developers to acquire and renovate properties and businesses to raise working capital. There are a myriad of different uses and Bridging.com can help to find the best loan for you.

How much can I borrow?

Loans generally range from £10,000 to £50M with smaller or larger amounts provided on an exceptional basis. The value and equity within the property or properties you are securing against will determine how much you can borrow. The maximum loan to value (LTV) currently offered by most lenders ranges between 65-80%

What rates can I expect to pay on a bridging loan?

In general most bridging loans will fall between 0.5% and 1.5% per month although occasionally they can be either slightly cheaper or slightly more expensive. Each loan is priced on risk with particular attention paid to the property, its location and the strength of your exit strategy.

How long will it take to get these funds?

Many lenders can agree terms in hours and funds can be in place in days rather than weeks. Average completion times with some lenders can be in the range of just 7-14 days. When you require speed to take advantage of a time-limited opportunity Bridging.com can help you to find the best lender for your unique circumstances.

How do I apply for a bridging loan?

Bridging.com can help you secure a bridging loan tailored to your own unique circumstances in a matter of days. We can guide you through the entire process from initial enquiry to funds being released in the shortest possible timeframe.

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