Oakbridge

Oakbridge Financial Services are experienced lenders in the bridging finance sector and offer financial solutions for both personal and commercial requirements.

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2004

Established

24m

Max term

100k - 5m

Min/Max Loan

1st & 2nd

Charges

When professional investors and developers need to establish a financial solution, time is of the essence; though some lenders take up to a week to respond to an initial enquiry, Oakbridge Financial Services is committed to returning a decision in principle along with indicative terms within 2 hours of receiving a request. This astonishingly fast turnaround is vital; being able to greenlight a project on the day often means the difference between success and failure.

In addition to their high speed of service, Oakbridge is also committed to putting their customers first and “Treating Customers Fairly” is a core value of the lender. This is reflected in their fair and clear loan terms as well as in the flexibility they offer to clients. Flexibility is key when it comes to putting finances in place, and Oakbridge’s ability to meet the specific needs of individual customers allows them to tailor loans to each client’s circumstances.

Oakbridge Financial Services’ wide range of loans cover all requirements from buy-to-let purchase to commercial development, along with regulated 1st and 2nd charge loans for private residential needs. This makes them a highly adaptable lender with a great deal of experience, and an ideal choice for many borrowers.

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Oakbridge
51 Welbeck Street
London
W1G 9HL

+44 161 438 1115

oakbridge.co.uk

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Frequently asked questions

What is a bridging loan?

A bridging loan is a short-term loan secured against property. It allows you or your business to “bridge a gap” until either longer-term finance can be arranged, or the underlying security or other assets can be sold.

What is a bridging loan?

A bridging loan is a short-term loan secured against property. It allows you or your business to “bridge a gap” until either longer-term finance can be arranged, or the underlying security or other assets can be sold.

What can I use a bridging loan for?

Bridging loans can be used for a wide variety of purposes. Perhaps the most common purpose is to allow you to buy a new home or business premises before you have sold your existing property. They can also be used by investors to buy property at auction, landlords to acquire buy-to-lets, developers to acquire and renovate properties and businesses to raise working capital. There are a myriad of different uses and Bridging.com can help to find the best loan for you.

How much can I borrow?

Loans generally range from £10,000 to £50M with smaller or larger amounts provided on an exceptional basis. The value and equity within the property or properties you are securing against will determine how much you can borrow. The maximum loan to value (LTV) currently offered by most lenders ranges between 65-80%

What rates can I expect to pay on a bridging loan?

In general most bridging loans will fall between 0.5% and 1.5% per month although occasionally they can be either slightly cheaper or slightly more expensive. Each loan is priced on risk with particular attention paid to the property, its location and the strength of your exit strategy.

How do I apply for a bridging loan?

Bridging.com can help you secure a bridging loan tailored to your own unique circumstances in a matter of days. We can guide you through the entire process from initial enquiry to funds being released in the shortest possible timeframe.

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